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Housing Needs Assistance

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The City has developed, and is a resource for, programs to assist eligible individuals and families with a variety of housing needs.

To find out about houses the City of Joliet currently has for sale please contact our REALTOR Jeff Gregory, Owner/Managing Broker of Realty Executives Success, 815-954-7314,



About the Program (Program Flyer)

For information on the Illinois Assist Mortgage Credit Program, please contact Angela Conover at 312-664-5656 or or a participating lender.




Illinois Housing Development Authority Loan Programs

 I-REFI from the Illinois Housing Development Authority The Illinois Housing Development Authority (IHDA) announced the I-Refi program, a new product designed to help income-eligible homeowners who are current on their mortgage payments but owe more than their home is worth due to declining property values in their community. Starting August 1, IHDA will offer underwater homeowners up to $50,000 in federal assistance to reduce the balance owed on their mortgage and refinance into a new affordable loan based on the current market value of their home. Illinois will be one of two states in the nation to launch a refinance program using federal Hardest Hit Fund (HHF) resources.



Joliet's Down Payment Assistance Program (Not Currently Taking Applications)

The City of Joliet, in cooperation with the Will County Center for Community Concerns, is pleased to announce the Joliet Down Payment Assistance Program. The program is open to low-income homebuyers purchasing a home. The property being acquired must be located within the Joliet city limits and occupied by the homebuyer as his/her principal residence. The down payment assistance is provided in the form of a zero interest, deferred payment loan (forgivable) secured by a second mortgage, note and recapture agreement. 

The minimum down payment assistance is $1,000.00. The maximum down payment assistance is based on a maximum of 20% of the purchase price of the home.  Homebuyer must provide a minimum of $2,500 from his/her own funds for the purchase of a home.

Eligible property types include a single-family home, townhouse, condominium and manufactured home on a fixed foundation.  Homes located in the 100-year flood plain or that are tenant-occupied are ineligible.  There are maximum purchase price limits and the property must pass inspections.  Other restrictions apply.  Applications must be submitted to the Will County Center for Community Concerns, 2455 Glenwood Ave, Joliet, IL 60435, Attn: Gina Venegas (815) 722-0722 x 221, Email:



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